I Paid $2,100 a Month Toward Daddy’s Nursing Home for Three Years, Then I Found the $26,000 Rent My Sister Never Mentioned

The form was sitting right on top of the stack.

It was a thin white sheet with Bobby Whitt’s name typed in the upper corner and my father’s name typed underneath it. Halfway down, in a little box, was one word and one number.

Rents. $26,000.

I read it sitting in my car in the gravel lot behind the tax preparer’s office, with the engine off and the manila folder propped open against the steering wheel. My sister Sherry had asked me to drop Daddy’s tax papers off for her that morning because her husband, Roger, had a follow-up with his heart doctor.

Underneath that form was Daddy’s bank statement from Farmers National Bank. December.

I’m a retired postmaster. I spent thirty-one years making numbers match. I knew in about four seconds that these didn’t.

His Social Security went in on the third. His long-term care policy paid on the tenth. The nursing home drew its money out on the fifteenth. That was it. There was nothing else in that account.

Not in December. Not in any month before it.

No rent. Not $13,000 in March. Not $13,000 in November. Not one single dollar from the 200 acres my father had worked since he was a boy.

I flipped back to the form. Then back to the statement. Then back to the form again, like the numbers might rearrange themselves if I gave them enough chances.

They didn’t.

I sat there for an hour. Cars came and went from the lot. A man in a feed cap went in with a shoebox full of receipts and came out without it. I didn’t move.

Because for three years, I had been paying $2,100 a month toward my daddy’s bill at the nursing home.

The bill was $7,400 a month. His Social Security and his old long-term care policy covered $5,300 of it. The rest came out of my retirement. Every month. On the first.

Thirty-six months. I didn’t have to get out a calculator for that one. I knew the number the way you know your own phone number.

$75,600.

I’d done it because my sister told me Daddy’s money was gone.
She told me the week he went in. We were standing in the hallway outside his room, and she was holding her purse in front of her with both hands like a shield.

“The savings all went on the hospital and the rehab,” she said. “And Bobby’s quit the crop ground, Teresa. He’s just running cattle out there now for keeping the fences up. There’s nothing coming in but Daddy’s checks.”

I believed her.

Why would I not believe her? She was my big sister. She had Daddy’s power of attorney, because she lived eleven miles from him and I lived forty, and because she’d always been the one who handled the paperwork in our family. She’d had a lawyer in town draw up a durable power of attorney the week after Daddy’s fall. Daddy signed it in his hospital bed with the pain medicine still in him.

I went home that night and sat down with my husband, Doug, at our kitchen table.

Ezoic
Doug drove a road grader for the county highway department for twenty-eight years. He doesn’t waste words, and he didn’t waste any that night.

“We’ll pay it,” he said. “Your daddy fed half this county one way or another. We’re not going to let him sit in that home worrying about money.”

He was right that Daddy couldn’t have gotten on Medicaid anyway, not with 200 acres in his name. And Daddy would have died before he sold that land.

So we paid it.

The next morning, I called the man who handles our retirement account at the Edward Jones office in town and set up a monthly withdrawal from my IRA. $2,100 on the first of every month, deposited into our checking, then straight out again to the nursing home.

“That’s a pretty big draw for your age, Teresa,” he said carefully. “You sure about this?”

“It’s my daddy,” I said.

He didn’t ask again.

We put off the new roof on our house. The shingles over the back bedroom had been curling for two years, and we’d been saving for it, $11,000, the estimate was. We set out pans when it rained hard.

We stopped talking about the trip to see the Smoky Mountains. Doug and I had been talking about that trip for twenty years. We used to lie in bed and plan it. Which cabin. Which overlooks. Which pancake house.

We just stopped talking about it.

And I never once complained to Sherry. I never once asked her to show me a statement.

That was my mistake, and I own it. I trusted a piece of paper I’d never seen, because the person holding it was my sister.

Now I’d seen the paper. It was sitting on my steering wheel. And it said Bobby Whitt had paid my father $26,000 in rent last year.

Bobby Whitt was not a man who sent a form to the government unless the money had actually changed hands.
I didn’t call Sherry.

I want to say that plainly, because I’ve thought about it a hundred times since. I had my phone in my hand. Her name was right there on the screen. My thumb was right over it.

But a phone call would only have given her a day to build a story. And Sherry was always good with a story.

More than that, it wasn’t my money to fight over. It wasn’t even my bill, not really. It was Daddy’s land. Daddy’s rent. Daddy’s life.

And my father, whatever else had happened to him, could still talk.

I went inside and handed the folder to the preparer, a nice young woman with reading glasses on a beaded chain. I didn’t say a word about the form. I just smiled and said thank you.

Then I drove the forty miles home with the radio off……………………READ MORE NEXT PAGE 2